Like any other alternative healthcare service, chiropractic care comes with risks, including patient complaints that could escalate into legal disputes. However, buying insurance for chiropractors can offer the needed financial protection, safeguarding your reputation and ensuring peace of mind.
Many chiropractic insurance providers today offer customized policies. They allow chiropractors to select the coverage that best fits their practice. Generally, however, the coverage options include:
- Professional Liability Insurance -protects against claims of negligence, improper treatment, or accidental injury during chiropractic care.
- Business Owner Policy – covers major property exposures, liability exposures, and business interruption. For example, at ChiroSecure, our BOP protects businesses from major property and liability exposures (as required by landlords), as well as a loss of income, if you cannot operate for a certain period.
- Worker’s Compensation – pays for medical care and rehabilitation for employees who are injured on the job or contract a work-related illness. It also covers a portion of an employee’s lost wages, disability benefits, and death benefits for the dependents of employees killed in work-related accidents.
Other benefits of insurance for chiropractors include protection for sexual misconduct defense, cyber liability, and HIPAA protection.
At ChiroSecure, we also offer massage therapy insurance coverage, which is ideal for massage clinics that provide (apart from core services) hot stone, skincare, personal trainer, and nutritional specialist services.
A chiropractic business has its fair share of challenges, including potential patient claims that can lead to financial stress and legal complications. But with a chiropractic insurance policy ready, you can focus on providing quality care while having the peace of mind that you’re protected.
Choosing the right chiropractic malpractice insurance carrier is one of the crucial business decisions facing chiropractors today. A reliable insurance provider will be there so you do not need to lose sleep at night, knowing that the chiropractic business is well protected.
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Are you looking for reliable insurance for chiropractors? Look no further than ChiroSecure. Call us today at (866) 802-4476 for inquiries.